Trainer Required For a Leading Private Bank For Credit Risk For Its Credit Underwriter and Credit Sales Team Freelance Professional

About Client: A fast-growing Indian Private Sector Bank

Requirement: The Training should equip participants to conduct credit risk analysis using a structured and standardised approach. It should cover relevant and practical topics like Credit Risk Assessment, Working Capital Assessment and Financial Statement Analysis.

• Participants are experienced in credit risk and not freshers and are adept at financial analysis and balance sheet analysis. TA may include SME, MSME, SCF, Ex-Co members.
• Team will be RMs and Credit Risk person; they jointly approach a client and need the same understanding.
• Educational qualification is CA or equivalent.
• Primary focus on conventional BS, PL, CC analysis. Surrogate methods should be just around 60 minutes discussion.
• For ongoing credit risk evaluation, the participants will identify early warning signals to ensure that a quality portfolio is built.
• Ticket size is Rs. 5 crore to Rs. 20 Crore, with sweet spot at Rs. 15 crores. Company Turnover approx. Rs. 50 crore.
• No specific industry groups. Some negative list items exist e.g. gems and jewellery

Qualification:

1. Should have had at least 15 years of experience as a credit risk function with experience in training credit underwriters as well as credit sales persons.
2. The professional should have been a practitioner working with a private sector bank, handling mid-level credit underwriting.
3.  Trainers with professional certifications relevant to the function will be welcome.
4. Prior experience in documentation, good communication skills and an attention to detail.
5. The domain expert should be adept at Microsoft Word and Microsoft Excel as the submissions will be required in soft copy as per template shared.
6. Good quality English.

Expected Timelines to conduct training : Mid-Jun or early July