Nationality: Indian

Location: Navi Mumbai, Maharashtra, India

University Location: Kolkata

Specialization: Finance and General Management

University: Calcutta University

University Location: Kolkata

Specialization: Systems analysis and Drives

From: 18/08/1975

To: 11/04/1980

Position: External Trainer in Retail, MSME and Mortgage Finance

Highlights: Trained over 800+ Retail finance ,Mortgage and Affordable Housing Professional in Credit Risk

From: 01/01/2012

Position: STC

Highlights: MFI grading toolkit and micro lending capacity building for MFIs in Nepal

From: 05/10/2020

To: 15/01/2021

Position: STC

Highlights: Developed Affordable housing finance company analysis toolkit

From: 05/05/2020

To: 18/08/2020

Position: STC

Highlights: Need assessment and training on Credit Risk management for Mezzanine financing to SMEs for SIDBI officers

From: 16/05/2017

To: 30/06/2017

Position: STC

Highlights: Strategy formulation for conversion of SEWA Bank into Multistate cooperative

From: 06/06/2011

To: 20/02/2012

Position: President and Managing Director

Highlights: Setting up NBFC, Strategy, People, Processes and Systems and tying up with Sumitomo in a financial JV

From: 07/08/1995

To: 31/12/1999

Position: Head Eastern Operations

Highlights: Setting up the region as a independent profit centre with Lending and Retail wholesale mobilization

From: 08/08/1991

To: 31/07/1995

Location Preference: international

Objective Statement: Would like to leave a mark and bring about a structural change to credit origination, assessment and management in retail lending in India ; with Focus on Mortgages , MSME, and Affordable housing finance .

Career Highlights: Have been on both sides - As a lender and as a borrower which enables me to understand MSME challenges better. Being a practicing engineer in the early part of my career (10 years) can deliver holistic perspective of how to assess MSME clients. Have set up NBFC, Tied up international joint venture partner worked through strategy, people, product, processes ,systems and resource/ risk management. Bring in a 360 degree perspective to an organization to manage growth and evolution

System Specialization: Have implemented Microsoft dynamics end to end with change management

Countries Exposure: Bangladesh, India, Nepal, Sri Lanka

Categories: Ancillary Services, Financial Inclusion, Non-Banking Finance, Retail Banking

Sub Categories: Credit Administration, Credit Risk, Microfinance / Microbanking, Process consulting, Retail Banking Consulting, SME Risk, Trade Finance