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Hidden Name

Individual
SI/IN/FN/000156
Personal Info
62
Indian
40 yrs of exp.
Location Info
Qualification 1
IIMC
PGCGM
Kolkata
Finance and General Management
Qualification 2
Bengal Engineering College (now IIEST)
BE Electrical
Calcutta University
Kolkata
Systems analysis and Drives
Experience 1
CRISIL LTD
India
External Trainer in Retail, MSME and Mortgage Finance
Trained over 800+ Retail finance ,Mortgage and Affordable Housing Professional in Credit Risk
01/01/2012
Experience 2
IFC
India
STC
MFI grading toolkit and micro lending capacity building for MFIs in Nepal
05/10/2020
15/01/2021
Experience 3
IFC
India
STC
Developed Affordable housing finance company analysis toolkit
05/05/2020
18/08/2020
Experience 4
IFC
India
STC
Need assessment and training on Credit Risk management for Mezzanine financing to SMEs for SIDBI officers
16/05/2017
30/06/2017
Experience 5
IFC
India
STC
Strategy formulation for conversion of SEWA Bank into Multistate cooperative
06/06/2011
20/02/2012
Experience 6
Summit Usha Martin Finance Ltd
India
President and Managing Director
Setting up NBFC, Strategy, People, Processes and Systems and tying up with Sumitomo in a financial JV
07/08/1995
31/12/1999
Experience 7
SRF Finance
India
Head Eastern Operations
Setting up the region as a independent profit centre with Lending and Retail wholesale mobilization
08/08/1991
31/07/1995
Freelance-Professional
Training,Consulting,Advisory
international
Would like to leave a mark and bring about a structural change to credit origination, assessment and management in retail lending in India ; with Focus on Mortgages , MSME, and Affordable housing finance .
Have been on both sides - As a lender and as a borrower which enables me to understand MSME challenges better. Being a practicing engineer in the early part of my career (10 years) can deliver holistic perspective of how to assess MSME clients. Have set up NBFC, Tied up international joint venture partner worked through strategy, people, product, processes ,systems and resource/ risk management. Bring in a 360 degree perspective to an organization to manage growth and evolution
Have implemented Microsoft dynamics end to end with change management
Bangladesh, India, Nepal, Sri Lanka
Ancillary Services, Consulting, Financial Inclusion, Non-Banking Finance, Retail Banking
Credit Administration, Credit Risk, Microfinance / Microbanking, Process consulting, Retail Banking Consulting, SME Risk, Trade Finance